The 10 Commandments of Travel-Hacking (Using Credit Cards)

by Flying High On Points June 11, 2017

written by Flying High On Points June 11, 2017

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THOU SHALT NOT INCUR FINANCE CHARGES! ONLY USE THIS SYSTEM IF YOU CAN PAYBACK YOUR CARDS IN FULL EVERY SINGLE MONTH
THOU SHALT NEVER AGAIN PAY CASH FOR WHAT YOU CAN PAY WITH CREDIT CARDS
THOU SHALT NEVER MISS A PAYMENT. ALWAYS PAY YOUR CARDS IN FULL
THOU SHALT NEVER SPEND A PENNY MORE THAN YOU WOULD NORMALLY SPEND OTHERWISE JUST TO EARN EXTRA POINTS
THOU SHALT APPLY FOR CARDS ONLY WHEN THEY ARE AT (OR NEAR) THEIR HIGHEST KNOWN BONUS
THOU SHALT BE ORGANIZED, DISCIPLINED, AND KNOW HOW TO DO MATH (OR USE EXCEL)
THOU SHALT FREQUENTLY MONITOR YOUR SPENDING AND CREDIT TO ENSURE ZERO LIABILITY (BECAUSE AT SOME POINT YOU WILL GET HACKED, IDENTITY THEFT, OR LOSE A WALLET)
THOU SHALT READ FREQUENT FLYER NEWS, BLOGS, WEBSITES, ETC., SO AS TO NOT MISS DEALS
THOU SHALT REVIEW YOUR PORTFOLIO OF CARDS ANNUALLY TO ENSURE THEY ARE AN ASSET NOT A LIABILITY
THOU SHALT NOT CANCEL OLDER CARDS WITHOUT FIRST SEEING IF YOU CAN UPGRADE, DOWNGRADE, PRODUCT CHANGE, TRANSFER YOUR CREDIT LINE OR GET A RETENTION OFFER